Please read these Terms and Conditions carefully before using this Website.

The Website and its Content is owned by Angela Chakos LLC ("Company," "we," or "us"). The term "you" refers to the user or viewer of www.angelachakos.com ("Website"). By using this Website and its Content, you are agreeing to these Terms and Conditions ("T&C") as they appear, whether or not you have read them. If you do not agree with these T&C, please do not use our Website or its Content.

Website Use and Consent All content on this Website, including but not limited to text, graphics, images, design, documents, and data ("Content"), is the intellectual property of Angela Chakos LLC and protected by United States intellectual property laws. By accessing this Website and its Content, you confirm that you are at least 18 years old and agree to abide by these T&C. Any use of this Website by individuals under 18 is unauthorized.

No Refunds ALL SALES ARE FINAL. No refunds will be provided under any circumstances.

Intellectual Property Rights This Website and its Content are solely owned by us unless otherwise stated. You are granted a revocable, non-transferable license for personal, non-commercial use only. Unauthorized use, copying, or distribution of our Content is strictly prohibited. Requests to use Content must be made in writing to angela@angelachakos.com.

User-Submitted Content By submitting or posting any content to our Website, you confirm you are the owner and at least 18 years old. You grant us permission to use, modify, and display your content without further permission or compensation. We reserve the right to remove any user submissions at our discretion.

Digital Millennium Copyright Act If you believe that any material on this Website infringes your copyright, please contact us at angela@angelachakos.com to request removal.

Disclaimer and Limitation of Liability The Website and its Content are provided for informational purposes only. We make no guarantees or warranties about the accuracy or reliability of the Content. We disclaim all liability for any harm or damages resulting from use or misuse of the Website.

Medical Disclaimer Our Website is not intended to provide medical, veterinary, mental health, or religious advice. Always consult with licensed professionals regarding your specific concerns. Do not disregard professional advice based on information from our Website.

Financial and Legal Disclaimer We do not provide financial or legal advice. You are responsible for consulting qualified professionals to address your financial and legal needs.

Earnings Disclaimer We make no representations about your income, health, or personal results. Results may vary. Your success depends on your own effort, situation, and background.

Technology Disclaimer We aim for uninterrupted access but cannot guarantee it. We are not liable for any interruptions, delays, or errors in Website access.

Errors and Omissions Although we strive for accuracy, we are not responsible for errors or outdated information on the Website.

External Links We are not responsible for content on third-party websites linked on our Website. You assume all risk for using external sites.

Prohibited Uses You agree not to use the Website for illegal or harmful purposes, including sending spam, infringing on intellectual property, or transmitting viruses.

Online Commerce All online purchases are governed by these T&C and any additional policies related to payment and refunds. We are not responsible for the actions of third-party merchants.

Indemnification and Liability Release You agree to indemnify and hold harmless Angela Chakos LLC from any claims related to your use of the Website. We are not liable for any damages resulting from your use of our Website or Content.

Dispute Resolution Any disputes shall be resolved by binding arbitration in Camden County, New Jersey, under the American Arbitration Association rules. You agree to waive the right to pursue legal action outside of this arbitration agreement.

Non-Disparagement You agree not to make public statements that defame or disparage Angela Chakos LLC or its representatives.

Termination We reserve the right to terminate or restrict your access to the Website at our discretion without notice.

Contact For any questions regarding these T&C, please email angela@angelachakos.com.

Last Updated: 05/29/2025